Hilton HonorS Debit Card

Stack up the rewards! Earn up to 13,000 Hilton Honors Points¹

Earn up to 10,000 Bonus Points by signing up for a Hilton Honors Debit Card. Plus, use your friend's unique code to earn an extra 3,000 Bonus Points. Offer ends 2 June 2025. Terms apply.

Hilton Honors Debit Cards

Choose your plan

Great value
Hilton Honors Debit Card

Hilton Honors
Debit Card

£60
annual fee

Welcome Bonus
Earn 2,500 Bonus Points when you spend £1,000 at home or abroad within 3 months of getting your Card. Terms apply.¹

Earn rate

Earn up to 3 Hilton Honors Points for every £1 spent on eligible purchases.² Learn more

Instant upgrade

Instant Hilton Honors Silver Status. See Hilton Honors Status benefits.

Realtime Exchange Rate

Realtime Exchange Rate with low 0.5% FX fees. See our rates.

ATM withdrawals

Low 0.5% fee on ATM withdrawals abroad. 2.5% fee over £250 per month.

Booster

Earn 1 Hilton Honors Point for every 1p rounded up with Point Booster.

Exclusive rewards
Hilton Honors Debit Card Plus

Hilton Honors Plus
Debit Card

£150
annual fee

Welcome Bonus
Earn 10,000 Bonus Points when you spend £2,500 at home or abroad within 3 months of getting your Card. Terms apply.¹

Earn rate

Earn up to 4.5 Hilton Honors Points for every £1 spent on eligible purchases.² Learn more

Instant upgrade

Instant Hilton Honors Gold Status. See Hilton Honors Status benefits.

Realtime Exchange Rate

Realtime Exchange Rate with no FX fees. See our rates.

ATM withdrawals

Fee free ATM withdrawals abroad. 2.5% fee over £500 per month.

Booster

Earn 1 Hilton Honors Point for every 1p rounded up with Point Booster.

Exclusive rewards
Hilton Honors Debit Card Plus

Hilton Honors Plus
Debit Card

£150
annual fee

Welcome Bonus
Earn 10,000 Bonus Points when you spend £2,500 at home or abroad within 3 months of getting your Card. Terms apply.¹

Earn rate

Earn up to 4.5 Hilton Honors Points for every £1 spent on eligible purchases.² Learn more

Instant upgrade

Instant Hilton Honors Gold Status. See Hilton Honors Status benefits.

Realtime Exchange Rate

Realtime Exchange Rate with no FX fees. See our rates.

ATM withdrawals

Fee free ATM withdrawals abroad. 2.5% fee over £500 per month.

Booster

Earn 1 Hilton Honors Point for every 1p rounded up with Point Booster.

Great value
Hilton Honors Debit Card

Hilton Honors
Debit Card

£60
annual fee

Welcome Bonus
Earn 2,500 Bonus Points when you spend £1,000 at home or abroad within 3 months of getting your Card. Terms apply.¹

Earn rate

Earn up to 3 Hilton Honors Points for every £1 spent on eligible purchases.² Learn more

Instant upgrade

Instant Hilton Honors Silver Status. See Hilton Honors Status benefits.

Realtime Exchange Rate

Realtime Exchange Rate with low 0.5% FX fees. See our rates.

ATM withdrawals

Low 0.5% fee on ATM withdrawals abroad. 2.5% fee over £250 per month.

Booster

Earn 1 Hilton Honors Point for every 1p rounded up with Point Booster.

Not sure which plan is best for you?

How it works

Link your bank
1

Sign up and link to your bank in minutes

Connect your Hilton Honors Debit Card to your existing bank account.  See banks we link with.

Earn Points
2

Earn Hilton Honors Points on everyday spending

Earn Points when you use your Card at home and abroad on eligible purchases², with competitive FX
rates.
View our rates.

Use your points
3

Fast track to your next free stay

Earn up to 4.5 Hilton Honors Points
per every £1 spent on eligible purchases and get to your next free stay faster. 

Benefits

Cardholder benefits

Status

Enjoy instant Status

Instant upgrade to Silver Status with the Hilton Honors Debit Card, and to Gold Status for the Plus Card, to enjoy enhanced stay benefits. 

Perks

Earn Points

Earn Hilton Honors Points on your everyday eligible purchases² and get up to 4.5 Hilton Honors Points per £1 when you spend in a foreign currency at Hilton properties.

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Save on spending abroad

Save on international transactions with low to no FX fees. See our rates

Ways to earn

Ways to earn Points

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Everyday spending

Earn Hilton Honors Points on your everyday eligible spending², including groceries, tickets, transportation, and more.

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Boosted Hilton Honors Points

Earn up to 4.5 Points per £1³, when you spend in a foreign currency at Hilton properties abroad.

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Refer Friends

Earn 3,000 Bonus Points and let friends earn up to 13,000! Until 2 June 2025, earn 3,000 Bonus Points (usually 1,000) for every friend you refer, when they sign up for one of the Hilton Honors Debit Cards.

Ready to join?

1

Get the App

Get started by signing up on the Hilton Honors Debit Card app. Scan the QR code to download.

2

Link to your bank

Connect your Hilton Honors Debit Card to your existing bank account. See banks we link with.

3

Earn Points as you spend

We debit your linked bank account when you spend, and you earn Points to redeem for stays and more from Hilton.

Download the app

Secure for your peace of mind

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Securely connects with your bank account

Face ID Symbol

Protect your account with 2-factor authentication and location

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Covered by Mastercard purchase protection

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Freeze your card if it’s lost or stolen

Lock-closed

Set card spend limits to protect against misuse from fraud and theft

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Our dedicated customer service team is on hand to help

Download the app to get started

Scan with your phone camera to get the app

Download the app

Download the app to get started

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FAQs

Which banks do you support?

Hilton Honors Debit Card is integrated with the following UK banks:

Barclays, Bank Of Scotland, Coutts, First Direct, HSBC, Halifax, Lloyds, Monzo, Nationwide, Natwest, Revolut, Royal Bank of Scotland, Santander, Starling, TSB, Virgin Money & Ulster.

What exchange rate do I get when spending abroad?

Hilton Honors Debit Card - £60/year:

  • Transactions: Realtime Exchange Rate with low 0.5% FX fees.
  • ATM withdrawals: Low 0.5% FX fees on ATM withdrawals abroad. 2.5% FX fee over £250 per month

Hilton Honors Plus Debit Card - £150/year:

  • Transactions: Realtime Exchange Rate with no FX fees.
  • ATM withdrawals: Fee free ATM withdrawals abroad. 2.5% FX fee over £500 per month.

Who's eligible for a debit card?

Before signing up for a Hilton Honors Debit Card, please make sure you meet following criteria:

  • Be a UK resident
  • Be aged 18 or over
  • Have a valid mobile phone number
  • Be suitable for a payment card that uses a direct debit, and have no active County court judgments (CCJs)
  • Have an active current account with one of the UK banks we support
  • Be registered for and have access to online or mobile banking

What is the Point Booster feature?

Supercharge your Hilton Honors Points balance by rounding up your transactions to the nearest 10p, and we’ll convert the difference to Points.

You’ll earn 1 Point for every 1p rounded-up. E.g. A £25.05 transaction is rounded up to £25.10, so you’ll pay an extra 5p and you earn 5 extra Points

You can switch Point Booster on or off at any time.

Where will I not earn Points?

Hilton Honors Points are awarded for eligible transactions, which include final payments where the merchant completes the transaction, and your linked bank account is debited.

Points cannot be earned on the following transactions:

  • UK or European taxes (e.g., HMRC, council tax)
  • Rent or mortgage payments
  • Card fees
  • ATM cash withdrawals
  • Financial product payments
  • Cash recycling schemes
  • Educational fees
  • Cash advances disguised as purchases
  • Transactions with retailers controlled by the cardholder

¹Earn up to 13,000 Bonus Points: Refers to the combination of the Welcome Bonus and the Refer a friend offer, eligibility criteria for both must be met.

Welcome Bonus offer: Earn 2,500 Hilton Honors Points when you spend £1,000 at home or abroad within 3 months of ordering the Hilton Honors Debit Card. Earn 10,000 Hilton Honors Points when you spend £2,500 home or abroad within 3 months of ordering the Hilton Honors Plus Debit Card. Offer ends 2 June 2025, 23:59.

Refer a friend offer: The referred friend will earn 3,000 Hilton Honors Points after spending £1,000 in eligible foreign currency transactions within 6 months of signing up. The friend must sign up before 2 June 2025. The reward will be credited to the referred friend’s account 14 days after the spending threshold is met.

²Eligible spending and eligible purchases: Find out what qualifies as eligible spending in our
terms and conditions.

³Boosted Hilton Honors Points: Hilton Honors Debit Cardholders can earn up to 4.5 Hilton Honors Points when spending in foreign currency at a Hilton property. For more details on earn rates, visit the plans page.

Getting Started

1

Get the App

Get started by signing up on the Hilton Honors Debit Card App.

Don't forget to enter your referral code:
Download the app

Scan the QR code to download the app

2

Link to your bank

Connect your debit card to your existing bank account.

3

Spend and earn rewards

We debit your bank account when you spend, and you earn Points to redeem for stays and more